For property owners, lawsuits are usually about whether a loss is covered, how much of a loss is covered and/or the amount the insurance company should pay for any covered loss. These are commonly known as “coverage disputes” and “price and scoping disputes,” respectively. There are other, less common but more problematic reasons, too. Sometimes insurance companies engage in “bad faith” behavior surrounding the claims process. This can be seen in gross delays in assessment and payment, unfairly underestimating your property’s value, withholding information and much more.