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Insights & Updates

Insurance law insights, claim tips, and coverage updates for Florida policyholders.

Widening the Lane

What an insurance attorney learned by becoming a public adjuster after Hurricane Ian.

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Your Insurer Denied Your Claim — But They Don't Get to Escape Their Replacement Cost Promise

A Florida appellate court says insurers can't deny your claim, then downgrade your coverage to actual cash value.

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Can My Florida Insurance Company Cancel or Non-Renew Me During Hurricane Season?

Your insurance company must give you notice and valid reasons. Here are the critical timelines.

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Warning Against Mandatory Arbitration of Insurance Disputes in Florida

Mandatory arbitration of insurance disputes would strip Florida consumers of critical protections.

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Do You Have Enough Insurance to Cover Your Home's Skyrocketing Value?

Home prices are through the roof. Make sure your insurance limits are keeping up.

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5 Changes to Homeowner's Insurance Forms in 2022

ISO is making major changes to homeowner's insurance forms for the first time in over a decade.

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Public Adjusters Help Policyholders, Period.

What public adjusters do, how they're paid, and how working with an attorney can put more money in your pocket.

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Your Homeowners' Insurance Coverage Limits Might Be Inadequate

Lumber and materials costs have skyrocketed. Is your coverage keeping up?

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Parametric Insurance Could Save Your Event

Florida business owners can use parametric insurance to protect outdoor events from weather disruptions.

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Why Do We Underprepare for Disasters?

A book review of "The Ostrich Paradox" and the cognitive biases that affect hurricane preparedness.

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One Way to Tell If Your Insurance Company Is Good

Can you tell whether your insurance company is good before you make a claim? The answer is yes.

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Quick Tips for Florida Storm Season

A few helpful tips for before, during, and after a major storm in Florida.

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