Your Insurer Denied Your Claim — But They Don’t Get to Escape Their Replacement Cost Promise
Here's a scenario that might sound painfully familiar: Your Florida [...]
Are Riding Lawn Mowers Covered by Homeowners Policies?
UPDATE: ISO’s countrywide forms filing HO-2021-OFR21 amends the “lawn mower exclusion” [...]
Homeowners Coverage for Personal Property in Self-Storage Warehouses
Last week, I heard from an agent whose customer had [...]
Creepy Homeowners Insurance Court Decision
The June 2020 issue of Business Insurance magazine (p. 38) includes a blurb about [...]
The 180-Day ACV vs. RC Notice Myth
This issue came up twice in the past week and [...]
Can my Florida insurance company cancel or non-renew me during hurricane season?
As we enter the peak of hurricane season here in [...]
The Invisible But Potentially Catastrophic Homeowners Exclusion That’s Not An Exclusion
For most Americans, by far their most valuable asset is [...]
Hail Damage Dilemma
Bill Wilson, CPCU, ARM, AIM, AAM Here is a pretty [...]
Warning Against Mandatory Arbitration of Insurance Disputes in Florida
Florida’s insurance market is in critical condition. Carriers are going [...]
Do you have enough insurance to cover your home’s skyrocketing value?
Home prices are through the roof thanks to housing, labor, [...]