Nobody likes paying for insurance to protect their home or business. But the real cost of your homeowner’s insurance policy might be what coverages you did not pay for. Sadly, homeowners and businesses usually learn about this after it’s too late. Whether it’s hurricane damage or just a leak, Clint & Company is prepared to handle your claim from the moment you discover the damage. Check out some of the claim types we handle.
5 Changes to Homeowner’s Insurance Forms in 2022
It’s been over a decade since the Insurance Services Office (ISO) made a major multi-state filing to homeowner’s insurance forms. But, in March 2022, there will be a lot of changes to keep up with. This includes: Adding 13 new [...]
Public adjusters help policyholders, period.
“Hey, Clint—what’s a public adjuster?” This is a common question I receive from policyholders after they experience a loss. The term adjuster is used in the insurance industry to describe someone who inspects a loss, documents the loss, and determines [...]
Your homeowners’ insurance coverage limits might be inadequate. Here’s why.
I am a dog person. I have a 70 lb. Weimaraner named “Banksy” and she needs all the running room she can get. Last November, I got a quote for a wooden fence to enclose the yard. I wasn’t quite [...]
Parametric Insurance Could Save Your Event
Florida business owners can use parametric insurance to protect their outdoor events negatively impacted by rain. What is parametric insurance? Parametric insurance policies pay out when a certain metric, called an "index", is met. For example, a farmer might buy [...]
Why do we underprepare for disasters?
Book Review: "The Ostrich Paradox: Why We Underprepare for Disasters" This week is the national hurricane preparation week. Hurricane season begins on June 1. Get ready now! Recently, I read a book titled “The Ostrich Paradox: Why We Underprepare [...]
One way to tell if your insurance company is “good.”
When a client comes to me for advice on their Central Florida homeowner’s insurance claim, one of the questions they usually ask is whether they have one of the “good” insurance companies. That’s a complex question that depends on a [...]