Consulting
One of our values is empowerment, and that is what we strive to achieve with you during a consultation. Sometimes, you want to speak with an attorney before a dispute arises, but without giving up a large contingency fee percentage of your claim payment. We offer flat fee consultations to homeowners with small losses and businesses with targeted needs. Let us review your records to prepare for our conversation. Our consultations include helpful documents to explain the complicated insurance industry, its practices, the claims process, and litigation overview.
Articles
Hail Damage Dilemma
Bill Wilson, CPCU, ARM, AIM, AAM
Here is a pretty common situation. A roof begins to leak during a heavy rain storm and the property owner reports the claim to the homeowners insurer. An investigation reveals that the loss resulted from […]
5 Changes to Homeowner’s Insurance Forms in 2022
It’s been over a decade since the Insurance Services Office (ISO) made a major multi-state filing to homeowner’s insurance forms. But, in March 2022, there will be a lot of changes to keep up with. This includes:
- Adding 13 new […]
Public adjusters help policyholders, period.
“Hey, Clint—what’s a public adjuster?”
This is a common question I receive from policyholders after they experience a loss. The term adjuster is used in the insurance industry to describe someone who inspects a loss, documents the loss, and determines whether […]
Your homeowners’ insurance coverage limits might be inadequate. Here’s why.
I am a dog person.
I have a 70 lb. Weimaraner named “Banksy” and she needs all the running room she can get. Last November, I got a quote for a wooden fence to enclose the yard. I wasn’t quite ready […]
Parametric Insurance Could Save Your Event
Florida business owners can use parametric insurance to protect their outdoor events negatively impacted by rain.
What is parametric insurance?
Parametric insurance policies pay out when a certain metric, called an “index”, is met. For example, a farmer might buy a policy […]
Why do we underprepare for disasters?
Book Review: “The Ostrich Paradox: Why We Underprepare for Disasters”
This week is the national hurricane preparation week. Hurricane season begins on June 1. Get ready now!
Recently, I read a book titled “The Ostrich Paradox: Why We […]