Insurance Claims Litigation
When the claims process breaks down, and alternative disputes resolutions do not end the fight, Clint & Company will file a lawsuit against your insurance company or those responsible. Our firm has recovered money for homeowners and business across Florida from insurance companies who refused to pay claims we forced them to admit were covered. If your insurance company violated the good faith claims handling statutes, we take careful aim to preserve your bad faith claim using the civil remedy system. Public adjusters and contractors trust us to finish the job when insurance companies double down on denying, delaying, or underpaying claims.
Articles
Creepy Homeowners Insurance Court Decision
The June 2020 issue of Business Insurance magazine (p. 38) includes a blurb about an Alabama federal court of appeals case involving a homeowners claim for the presence of brown recluse spiders. No citation for the case is provided, […]
The Invisible But Potentially Catastrophic Homeowners Exclusion That’s Not An Exclusion
For most Americans, by far their most valuable asset is their home. In order to protect that asset from loss, most consumers insure the replacement cost of their homes with a homeowners policy. Most homeowners policies cover the dwelling “where […]
Hail Damage Dilemma
Bill Wilson, CPCU, ARM, AIM, AAM
Here is a pretty common situation. A roof begins to leak during a heavy rain storm and the property owner reports the claim to the homeowners insurer. An investigation reveals that the loss resulted from […]
5 Changes to Homeowner’s Insurance Forms in 2022
It’s been over a decade since the Insurance Services Office (ISO) made a major multi-state filing to homeowner’s insurance forms. But, in March 2022, there will be a lot of changes to keep up with. This includes:
- Adding 13 new […]
Public adjusters help policyholders, period.
“Hey, Clint—what’s a public adjuster?”
This is a common question I receive from policyholders after they experience a loss. The term adjuster is used in the insurance industry to describe someone who inspects a loss, documents the loss, and determines whether […]
Your homeowners’ insurance coverage limits might be inadequate. Here’s why.
I am a dog person.
I have a 70 lb. Weimaraner named “Banksy” and she needs all the running room she can get. Last November, I got a quote for a wooden fence to enclose the yard. I wasn’t quite ready […]